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Jun 10, 2024

In this episode, Ryan Burklo and Alex Collins discuss the concept of net rate of return and its impact on investment portfolios. They explore the real rate of return, inflation, asset allocation, and the importance of balance sheet allocation. The conversation delves into the significance of understanding and combating inflation to achieve long-term financial goals.

Takeaways

Understanding the real rate of return is crucial for evaluating the true performance of an investment portfolio.
Inflation erodes the purchasing power of money, making it essential to combat inflation through strategic asset allocation.
Balance sheet allocation and risk profile play a significant role in achieving a favorable rate of return.
The composition of the portfolio, including promise-based assets and market-based assets, impacts the overall risk and return profile.
The conversation emphasizes the importance of considering the entire balance sheet and not just individual accounts when evaluating investment strategies.

Chapters

00:00 Understanding Net Rate of Return and Inflation Impact
02:51 Strategic Asset Allocation for Combatting Inflation
06:11 The Role of Balance Sheet Allocation in Rate of Return
09:05 Composition of Promise-Based and Market-Based Assets
11:56 Evaluating Investment Strategies Beyond Individual Accounts